Denver Business Daily

Mutual funds? I have a small amount of money I would like to invest. I have heard of mutual funds but what are they? how do you get them? how much do they cost? how much money can you make from them? Is there a certain amount of time you have to wait before getting the money from them? Do they require any "upkeep"? Anything else I should know about mutual funds? Do you have suggestions for other easy investments that would be better than a mutual fund? Sorry for so many questions but i would really appreciate someone knowlegedable to help me out. Thanks!

mutual funds? what is the definition of MUTUAL FUNDS? are there any additional terms of MUTUAL FUNDS? how does MTUAL FUNDS work? what are the advantages/disadvantages of MUTUAL FUNDS?

Mutual Funds? I need to know the Advantages and Disadvantages of mutual funds

What mutual funds are considered a good investment? I keep hearing that one should invest in mutual funds that are a combination of around 60% stocks and 40% mutual funds. Can someone knowledgeable in mutual funds recommend a company (like Vangard for Fidelity) that sells mutual fund that invests with this arrangement (60/40)? Thanks guys....this is great advice....all of it. I will heed your guidance. Wonder when the bottom is going to drop out of the stock market again?

How exactly does mutual funds work? Hello, as a beginner investor how do you actually earn money from mutual funds? I heard that it's not about compounding interest and that it's about the NAV on the day you wish to withdraw the funds that will determine your profit? I had a perception that it was like time deposit, that your initial investment will earn interest and interest is added up to your initial investment and it will compound over time only that the interest rates varies every time. This is not the case in mutual funds right or is it? Can someone enlighten me on this? Thanks. Note: I know what a mutual fund is at least it's general idea that it's composed of diversified investments managed by a fund manager. My question is how do you earn technically? Is it like compounding interest or not?

How do I report a mutual fund that was rolled over to buy more mutual funds? I started out with two mutual funds. When I transferred them to a new investment company those two funds were used to buy three new mutual funds. This year I sold all three funds. I'm using turbo tax and I understand how to report the three I sold but I really lost on how to report the first two I had and never actually got any cash for. There were no gains or losses on them so I'm not sure how to enter the information. Help!

What are the top performing mutual funds in India today to invest in? What are the top performing mutual funds in India today. Can you please elaborate since i am new to mutual funds and am thinking of investing in one. Also, what type of fund (balanced/equity) would be best suited for a newbie?

How to determine which mutual or index funds are best to invest in? Hi, I am new to this area of finance and have no experience or backround education in it. I wanted to know how to determine which funds are the best to invest in. I have read some material online (limited myselfto top performing funds) but still feel vulnerable since I don't feel I have knowledge whatsoever to feel confident that a particular fund is what will be suitable for me. Are there any indicators which one should look while chooosing mutual funds?

Are mutual funds required to disclose ALL fees they will charge in the prospectus? I've reviewed the prospectus for American Funds Growth Fund of America. According to the prospectus they only charge a set up fee and annual fee of $10 for class A-529 accounts. I have a regular class A retirement account, but am being charged a $10 annual fee and was charged the $10 setup fee. I am positive this fee is not listed in the prospectus. Can mutual fund companies charge fees that are not disclosed? This is NOT a college account. It is a class A IRA.

When discussing mutual funds, who opposes what John Bogle and bogleheads believe? What is their argument? I've read a lot about what John Bogle preaches and believes as far as investing in mutual funds go. However, what do his pundits say? What's the opposite opinion?

I noticed many Mutual funds went down in November. What do they historically do in December? I researched about 25 to 30 Mutual funds in order to buy six to ten funds and was surprised to see almost all went down in November. I would like to buy, but am not sure if Mutual funds have a history of going down in December. Does anybody know?

If mutual funds distribute all of their capital gains and dividends, why does the NAV increase over time? If mutual funds use most of the capital gains and dividends of their portfolios to make distributions to investors, why does the fund's net asset value (NAV) increase over time? It seems that distributing these gains would cause the NAV to remain steady, or to decrease.

What are the best mutual funds right now? I am looking to invest about 200k into mutual funds. What are some very good utual funds right now maybe 2-3 years. Short term. Also is there any other way to nvest that is better than mutual funds? That are as secure and have returns of 25%+ a year?

How are Vanguard Mutual Funds? Would investing in a Mutual Fund be wise given the economy? And I have also heard some talk of this being a Double dip recession. How will that affect Mutual Funds?

How do I find out which mutual funds that hold a certain stock? For example, all mutual funds that hold AT&T (T)? Keep in mind that AT&T was just an example. I want to be able to search mutual funds based on any particular stock it may hold. Where could I search for this information?

Do a hedge and mutual funds have to pay income and capital gains taxes on its investments? If the fund makes a trade does it have to pay the taxes or does the investor pay taxes after they make a withdrawl from the fund? Or is it both? Same with Mutual Funds? If these funds don't have to pay taxes on their trades, this seems like a HUGE advantage compared to the average investor.

How trustworthy are these mutual funds? Are they not gambling with public money without any control? If the mutual funds are not designed to generate better returns for investors, who do not want to mess up with the stock markets, why should the MFs be allowed to collect public money? If their fund managers are there to say, "fund value is down because the market is down," what credibility rests with them to be placed as fund managers?

Dividends in a mutual funds/ETF are distribute to the shareholders or back to the funds? Dividends in a mutual funds/ETF are distribute to the shareholders or back to the funds? Do we get to invest the dividends or the dividends are automatically reinvested in to the funds, hence you own more shares of the funds? Lastly, I was told I should invest tax inefficient funds into my IRA rather than tax efficient funds. Can someone give me some comparisons?

What is the best time of year to buy mutual funds? I want to buy some mutual funds now but I remember hearing something about taxes mutual funds pay. So I will get hit with that bill right? Is there a better or worse time of year to buy mutual funds?

What is the typical return of mutual funds? What yearly rate can you expect in a low return mutual fund? How about a high return mutual fund? How much can you lose? What is the worst case scenario of investing in mutual funds (besides the bank closing down and run away)?

What will happen to my mutual funds if the banks get nationalized? As you know, if Bank of America and Citigroup gets nationalized, they say the stocks value with go to 0. Assuming this does happen, I have a few mutual funds (cwicx, irfax, and ithax ,to be exact) in a non-ira account in smithbarney, which is within the citigroup group. What will happen to these funds?

What is the best mutual funds for maximum growth and little risk? My Mother-In-Law is behind on retirement savings and I want to help her invest in something that will make her some money in 5-8 years. Just looking for some names of mutual funds or ideas of how to help her out.

Capital Gains from Mutual Funds - Can I apply them to a new home? I am purchasing my first home and need to sell several of my mutual funds for the down payment. Unfortunately, I am going to take a big hit when I have to pay the capital gains tax from the sale of the mutual funds. Is there any way that I can apply these capital gains towards the down payment of the new house to decrease my taxes? If not, are there any other suggestions to decrease my capital gains tax? Frankly, having my mutual funds do well enough to require capital gains tax is not a bad problem to have. It means they have done well over the past few years. I just want to know if I can do anything to improve my tax situation.

Is this the right time to start SIP mutual funds for 3 years? Is this the right time to start SIP mutual funds for 3 years , as the market is going up every day I am planning to invest rs 1000 per month for the period of 3 years in equity based mutual funds ( I wish to sell all units after 3 years ),please help me .

What Stocks, Mutual Funds, or Bonds should I pick for a mock investment class? I am taking Fin 320 at ISU right now and I am doing some research on what to invest in. I need to maintain a diversified portfolio, obviously a good idea anyway. I was just curious if anyone had any good ideas on what to invest in, including what industries, in this bullish market. I have $1,000,000 to invest and although I know mutual funds will probably have the greatest returns right now, I am looking to learn from this experience and try different ideas while I have the opportunity.

What is the cheapest way to invest in mutual funds? What is the cheapest way to invest in mutual funds (broker, bank, or mutual fund company)? Can you suggest something specific? How expensive is it? thank you very much. that's nice of you!

What is the cheapest way to buy mutual funds other than the fund itself? All companies I know i.e. Fidelity, Scottrade, E-trade charge fees...selling/purchase of mutual funds. Which one is the best and least expensive?

What are mutual funds and are they a good idea to get? i wanted to know what are mutual funds? when you buy one what do you have to do. is it like a stock where you have to research and keep an eye on the stock. when getting a mutual fund what is it that you have to do before buying one.

Where i have to invest for Mutual Funds for different companies to avail nil entry load ? Where i have to invest for Mutual Funds for different companies to avail nil entry load ? is it in the AMc if so where are the amc's for various companies like reliance, kotak, sbi etc ...

What are the best type of mutual funds to hold in a taxable investment account? I have a balanced account that includes bonds and various classifications of mutual funds. What are the most tax efficient to be held in a taxable account?

What's a better investment, mutual funds or becoming a landlord? I'm 31 years old and I want to be secure financially when I retire. Can I make more money after 30 years by buying a house and renting it (planning on buying a $300,000 home and having renter pay half of a $2000 mortgage) or investing my money in mutual funds. I'm a teacher, so I have 403 b tax shelter annuity available to me.

Help determining the right mutual funds and risk for my situation? I am planning to begin investing in mutual funds. Most likely I will open a Roth IRA and invest to the max annually. Then just invest in funds themselves. I'm 42 years old and am generally conservative. I can handle some market fluctuation but I do not want to lose my savings being too aggressive. I've chosen to start with the Roth for retirment but with the flexibility to take out money invested in an emergency. What tools do you suggest to narrow down the options?

What happens to my mutual funds if my broker goes bankrupt? There are several banks out thre which also offer brokerage services. some of the banks may declare bankruptcy due to the credit crisis. I have mutual funds in one of those banks. The funds are holdings of all kinds of stock so I would assume they continue to exist. Or am I wrong? Please advise.

What are some good growth stock mutual funds? I am looking for cheap growth stock mutual funds. It doesn't have to be mutual funds. I am twenty one years old and I do not mind much risk.

Is it necessary to diversify across mutual funds? I'm looking to know how this statement can be argued: "Diversification across mutual funds does not lower risk, because mutual funds are already diversified." Thanks for your help in advance!

What are retail mutual funds? Are they the same as the 403B money that is taken from paychecks? What are some examples of retail mutual funds? Someone said that they are no good and that they rip people off. Please explain. Thanks.

What are the risks involved in investments in mutual funds? People are advised to invest in mutual funds depending on their "risk appetite". As a beginner I need to understand what is implied here and how does one assess risks involved in such investments. How should one choose funds which will minimize risks but give reasonably good return? It seems some comprise has to be made, but how? Kindly explain in some detail as I am new in this area. Thanks in advance.

What are the mutual funds with the highest rate of return? Is there a chart or website I can check for the performance of mutual funds? Thank You for your time.

If my parent decides to open a mutual fund and then he dies,then how is the funds passed over? I am 16 and my dad wants to open a mutual fund for the family,but what happens if he dies or something. How and who is the funds carried to. Do we need a will?A lawyer will be too much money. Will hais children have access to the funds?

What are some really good stocks and mutual funds? I need some ideas on what type of stocks and mutual funds are good for long term investing but won't lose me a lot of money in the near future. Thanks!

How do I get buy stocks or mutual funds in internation markets? I am from the US and keep hearing about foreign investment and how great it is. So being that I live in the US, how can I buy stocks or mutual funds in China, hong kong, Europe etc..? I'm mostly asking about online trading.

Can you become licensed to broker stocks/mutual funds independently? I've successfuuly worked in the the insurance business for the past 4 years, captive to my current company due to my current contract. I have thought about going out on my own as a totally independent agent offering Life/Health/Accident, (including long term care) but I also am interested in financial and estate planning. How do you become licensed "independently" to broker mutual funds/stocks? I do not want to be tied to one company, selling on that companies needs instead of my client's needs. I feel being totally independent is the only way for me to go. Suggestions? Comments? Answers?

For mutual funds, what is face value and how do you calculate it? When dealing with mutual funds, what is face value or how is it determined? I've been reading up on mutual funds and I know it's use for determining how much dividend is paid.

Where can i get mutual funds without any entry load in chennai? Where can i get mutual funds without any entry load in chennai? Also i want to know the best tax saving mutual funds at this stage?

How to change the agent code in mutual funds? I have mutual funds in which I have invested through different agents. For these I get statements separately. Now I want to transfer all my mutual funds to my Bank account so that I get a consolidated statement for the amount invested through SIP and lump-sum.

since am new to Mutual funds. which is the best scheme for me to start? I want to go for mutual funds which gives me more returns with tax exemption. can anyone plz suggest me how do i do with it. I am planning for a short term investment for 2-3years.

How can I search mutual funds by top holdings? I want to put in a stock symbol and get a list of mutual funds that have said stock in thier top holdings. Is there a website that will do that? Thanks.

Can mutual funds sell options on their shares? Can mutual/hedge funds sell options on their shares? If so, what stops them from selling calls on a thinly traded stock, and then making a huge purchase to send supply up, crashing the price and ensuring that the calls expire worthless? Do they have to report these options sales anywhere, like they do when they buy shares?

How much does a mutual funds manager make? How much do you make right out of college? How many years of college? Altogether, after all the degrees are obtained? How long does it take for you to start making the average for mutual funds managers? Mainly how much do you make right out of school?

How does bond work and also how does mutual funds work? Lets say I have $500 dollars and I want to buy a bond, how would it work? Also, how exactly do mutual funds work?

How do I search mutual funds by sector, lets say looking for a fund that concentrates on transportation sector What is the method to qualify/find mutual funds that invest by sector. What search tools help find these? So If I wanted a fund that did everything automotive....from oem supplier to auto manufactuers where do I find them. Is it a sector search?

What are the costs involved in mutual funds? If i invest 2-3K in mutual funds how does the process work? What are some resources for picking the company/fund? What are some possible costs? upfront or upon retrival or per year? Is there a minimum time I must leave my money in or can I take it out within a year or 3 or 5 if I want? Thanks! I want diversification. What about no-loads? Any downsides to these?

What's the difference between variable annuity sold by mutual funds and simple income fund? Aren't annuities from mutual fund companies based on their mutual funds?

Can you make money investing in mutual funds? I have money in a 529 plan and an IRA. I understand those and their tax implications. I don't understand how you make money from investing in mutual funds just normally and the tax implications. If a mutual fund sells something... then you have to pay taxes on it? I am not quite sure how that process works. I know Vanguard has funds, but I'm not sure how investing in them without the tax benefits from the IRA and such can help me. Thank you.

What day is best for automatic purchases of mutual funds? Has anyone done research to find out if there is an optimal day to make automatic purchases of mutual funds? Is the 2nd of the month better than the 18th? Is the 5th of the month better than the 25th? I make monthly automatic purchases of mutual funds and I am just looking for the best day to choose. Does it make any real difference over 20 years or so?

What should I Invest in ETFs or Mutual Funds? I am 21 years old and I starting to invest early for my future. I already have some money in the stock market but am looking forward into ETFs or Mutual Funds. I have already picked out which ETFs i'm planning to buy. If anyone has any suggestions or comments feel free! Thanks.

Should I invest in Mutual funds or Stocks in a Roth IRA ? I am contributing to 401k and maxing it out as part of my employer's retirement plan. The money in the 401k is getting invested in Mutual funds. I also plan to open a Roth IRA and would like to put $5000 (max amount). I have 30 more years to retire. At this point, is it advisable for me to invest the amount in the Roth IRA in mutual funds or in stocks ?

How do I go about investing mutual funds on my own? Is it possible? I am a BEGINNER! I have never invested before, but I have read that as a beginner I should invest in mutual funds and so that's what I have been researching. It's a lot to soak in so please be specific in your answer.

Can I sell tax saver mutual funds before locking period in india? I have invested in some tax saver mutual funds in India which have a locking period of 3 years. Can i sell before this? If yes then what are the penalties and procedures?

what are some good, dependable and lower risk mutual funds out there in the States? I want to invest in some good mutual funds but have little clue which companies offer some of the best plans, flexibility or "no-load" mutual funds.

How are mutual funds as a short-term investment? I'm talking about less than and up to one year. Please specify reasons why and why not. Any experience is really appreciated. Do mutual funds make good investments in general?

All about mutual funds and how to make money in 5 to 15 years investing in them? I am with Share Builder and want to invest in one of there mutual funds. Which on is a good investment?

What banks will collateralize against mutual funds? I'm needing to collateralize against my mutual funds to use money towards starting a new business. What banks will do this?

What is the accounting for investments in mutual funds? Hi, I'm interested in IFRS accounting policies for investments in the units of mutual funds. In my case, the mutual fund invests in some illiquid long-term assets like construction projects and property. Any ideas would be highly appreciated!

What is the difference between Mutual Funds and ULIP ? Which is better according to you? Which one do you prefer, Mutual Funds or ULIP ? Which is Better for short term investing? Can you Explain 3 Major Differences Between the two?

I have some very conservative investments, mostly mutual funds. What will happen to them in a deep recession? I have some mutual funds which are made up of very conservative investments - nothing too risky. Over the past few decades this fund has done nothing but grow slowly. Sometimes it goes down a bit, sometimes it spikes a bit, but overall it shows a pattern of growth, which is great. What will happen to these investments if we go into a bad recession? Will they decrease in value a lot? Should I try and head this off by changing my portfolio? Or just ride it out? Thanks!

What is the normal return on investment in Mutual Funds in India? I have been hearing people talking about 20% to 40% return on some mutual funds. Some people say that it's just a way of calculation but actually not that high. What is a good return these days? Can you also tell how much it is for high risk equity funds and low risk debt funds?

What are some good mutual funds in which to invest? I have $30k in cash that got rolled over from a 401K when I was laid off in January. I need some advice on some trustworth mutual funds that I can buy into.

Any tax benefits to reinvesting your dividends from mutual funds? I have a few mutual funds with fidelity which distribute dividends once a year. By default all the dividends are reinvested back into the funds. I would rather have the dividends in cash so I can invest into different funds. Is there any tax benefits to having the dividends reinvested instead of just taking the dividend in cash? Thanks